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First Time Buyers >Credit Card Traps

It is not unusual for first-time buyers to be free of debt. They have been saving for their first home for many months or even years. But after they move into their new home, the new homeowners are often deluged with pre-approved credit card applications from banks and stores offering credit lines. Before they realize what is happening, they can be overwhelmed with debt.

The consumer credit agencies know that mortgage companies do thorough checks before approving a loan, and those who have passed through that process are considered good credit risks. They also know that new homeowners often need to make major purchases of furniture and appliances at a time when they have depleted most of their savings accounts. After years of disciplined savings, new owners may be faced with a tremendous temptation to just say "charge it" for the things they need.

If you have just purchased a home, be aware--and wary--when those credit card applications start pouring in!

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Q	What home is the best example of colonial architecture in homes designed to "grow" as the family grew?
A	The House of the Seven Gables in Salem, MA, that was the model for Nathaniel Hawthorne's novel of the same name.
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Jeff Kopp, REALTORŽ, real estate agent and broker for Milford, New Haven and West Haven Connecticut home listings, property and land for sale - NUMBER1EXPERT(tm)

Jeff Kopp
RE/MAX Right Choice
55 Old Gate Lane
Milford, CT. 06460
Office: 203-877-0618 x325
Direct: 203-915-2768
Email: JeffKopp@remax.net
Let My Experience Work For You! Since 1987 I've been involved with real estate either buying and selling single-family homes, or investing in rental properties. With a very strong entrepreneurial spirit, business management background, and over 20 years of real estate experiences I am well equipped to help you achieve your very own real estate goals and dreams. I specialize in representing my clients in selling or buying single family homes, multi family homes or rental properties in New Haven County and Fairfield County. Primarily targeting the areas from New Haven to Bridgeport to Danbury. If you are buying or selling outside of these areas, "no problem" as I have #1 Realtor connections throughout the state of Connecticut. Are you thinking about selling or buying a home? If so e-mail or call me. I have a true passion for helping others succeed. So please allow me to help you achieve your very own real estate goals and dreams!

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