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First Time Buyers >More Down Payment Help

One of the most common deterrents to first-time home buyers is the lack of a down payment. However, the home loan industry has practically re-created itself in the last ten years, making it easier than ever to obtain a mortgage, and new mortgage programs are always cropping up.

Some states sponsor loan programs that allow buyers to purchase a home without putting any money down. A parent or other relative can guarantee repayment of ten percent of the loan if the buyer defaults. The only cash needed is for the closing costs, which typically run about three percent of the loan. Parents can also give their children down payment help through a personal note or second trust deed. The terms can be set up for monthly payments or annual payments amortized over a period of time. You could pay the interest only, and have the payoff due when the property is sold.

With so many alternatives, doesn't it make sense to call your real estate agent for a free consultation? You may be closer to home ownership than you think.

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Q	Which house over 100 years old still holds the title as the largest house in the U.S.?
A	The 250-room Biltmore House in Asheville, NC, built 1890-1895 at a cost of $4.4 million, is the largest house in the US.
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Jeff Kopp, REALTORŽ, real estate agent and broker for Milford, New Haven and West Haven Connecticut home listings, property and land for sale - NUMBER1EXPERT(tm)

Jeff Kopp
RE/MAX Right Choice
55 Old Gate Lane
Milford, CT. 06460
Office: 203-877-0618 x325
Direct: 203-915-2768
Email: JeffKopp@remax.net
Let My Experience Work For You! Since 1987 I've been involved with real estate either buying and selling single-family homes, or investing in rental properties. With a very strong entrepreneurial spirit, business management background, and over 20 years of real estate experiences I am well equipped to help you achieve your very own real estate goals and dreams. I specialize in representing my clients in selling or buying single family homes, multi family homes or rental properties in New Haven County and Fairfield County. Primarily targeting the areas from New Haven to Bridgeport to Danbury. If you are buying or selling outside of these areas, "no problem" as I have #1 Realtor connections throughout the state of Connecticut. Are you thinking about selling or buying a home? If so e-mail or call me. I have a true passion for helping others succeed. So please allow me to help you achieve your very own real estate goals and dreams!

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